Bicycle Accidents.
Many people ride their bikes in the city to go to work, get around town or simply to enjoy a day out with friends or family. This is not only a great way to get exercise but it is also a way to ensure that we keep our environment clean. However, bike riding can come at a cost when injured in an automobile accident.
Cyclists can sustain injury when riding by being hit by a car or when someone opens a car door without looking. These injuries can lead to devastating injuries despite wearing appropriate protective gear. These types of claims require a lawyer who has experience and compassion to assist those injured in such accidents.
As a cyclist, you are entitled to Statutory Accident Benefits regardless of who is at fault. Typically, the following steps apply:
Notify the Insurance Company: Inform the insurance company as soon as possible after the accident.
Complete Application Forms: Fill out the necessary forms, such as the OCF-1 (Application for Accident Benefits), OCF-2 (Employer Confirmation Form), and OCF-3 (Disability Certificate).
Submit Supporting Documentation: Provide any required documents, such as medical reports and police reports.
Which Insurance Company Pays?
Your Own Auto Insurance: If you have auto insurance, your own insurer will handle your claim.
Driver’s Insurance: If you don’t have auto insurance, the insurance company of the vehicle involved in the accident will cover your benefits.
Motor Vehicle Accident Claims Fund: If neither you nor the driver has insurance, you can apply through the Motor Vehicle Accident Claims Fund.
At Porcelli D’Angela LLP, our staff ensures that steps are taken to obtain all benefits that a cyclist is entitled to receive and to help negotiate the legal system.